Sochaczew, on 28th July 2005

Company KALTEN Sp z o. o.

Ul. Reymonta 16A

96-500 Sochaczew

REFERENCE LETTER

The company KALTEN Sp z o. o. in Sochaczew, ul. Reymonta 16A confirms that Towarzystwo Inwestycyjne "CONSTRUCTION" Sp z o. o. in Gdańsk at ul. Bitwy Oliwskiej 22 made construction works and water and sewagesystems related to the implementation of the investment project entitled "Construction and installation works in the newly built branch of Bank BPH S.A. Gdańsk, ul. Targ Rakowy 12/14 "

The works were done on time and qualitatively very well.

This is a Contractor that can be recommended to any Investor.

PRESIDENT OF THE MANAGEMENT BOARD

Małgorzata Draber